Your Guide To Loans

Government Plan to Aid Mortgage Liquidity

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Posted 2008-04-29

With the mortgage and secured loans market suffering from the fallout of a global credit crunch and finding it increasingly expensive and difficult to obtain funding from the chief money markets with the resultant greatly decreased liquidity, the government has...

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Understanding Car Insurance Discounts

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Posted 2008-04-24

Trying to save money wherever you can is important to us all. Car insurance should be no different. Do not assume that your agent knows everything about you and your vehicle. Drivers should take advantage of all discounts that many...

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‘London’ attractive real estate place for landlords

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Posted 2007-12-18

Alliance & Leicester Mortgages predicts that London to be a popular place for real estate investment in the year 2008. The real estate market is currently more favourable to Landlord or those buying property for renting purposes than those...

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Landlord’s Gain but Buyers Lose Out

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Posted 2007-12-18

Today, the Royal Institution of Chartered Surveyors (Rics), revealed that though the slowing housing market increased rental growth, the demand for flats has reduced. This is because there is a lack of incentives for would-be-buyers to take the initiative to...

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Cut in mortgage rates!

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Posted 2007-12-18

The recent cutting of the interest rates by the Bank of England has resulted in cutting down of interest rates on two more mortgages.  The Standard Life bank reduced its Freestyle Standard Variable Rate (SVR) by 0.25 percent to 7.21...

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Check Mortgage Exit Fees, Before Remortgaging

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Posted 2007-12-17

Check the exit fees before changing lender – This is the most important fact for mortgage customer to know when changing lender because exit fees sometimes can just hit the roof. The Financial Services Authority (FSA) has made a...

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Problem with last minute holiday shopping revaled in a study

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Posted 2007-12-14

As a result of little or no planning, this Christmas, people are in panic mode. They seem to be in a  gift-buying frenzy. It is estimated by Egg, a credit card provider, that around 594 million pounds will be over...

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On the rise – Cash withdrawals

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Posted 2007-12-13

In order to buy their Christmas goodies and various other festive purchases, consumers use cash, and go to the extent of using their credit cards for cash withdrawals. In a stark comparison to last month, the first week of December...

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A card charge warning issued by the Post Office

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Posted 2007-12-12

The Post Office issued a statement to the effect, that those planning a holiday internationally this festive season, would find themselves hit by a credit card charge, not known to them. The Post Office explained that not many people were...

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One in five Brits will pay 2007 Christmas Expenses in June 2008

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Posted 2007-12-12

In a recent survey done by Your Money Matters Show, about a fifth of Brits will be paying off their Christmas shopping expenses in coming June 2008! At Yuletide estimated expenditure by Brits is £53 billion and 11.7 billion spent on credit cards.  Further research by the show reveals that about a tenth of people will take till coming September 2008 to complete paying off their credit card debts, and 3.9 per cent pay off their current year’s Christmas debt close to next year’s Christmas time or December 2008. Your Money Matters Show’s research backs up the story done by MoneyExpert.com which brought out that 4.4 million Brits are still paying off credit card bills from previous year’s Christmas expenditures.  Why is this phenomenon happening? According to Cesarina Holm-Kander, a speaker at the Your Money Matters Show, very few people sae money for Christmas expense and they are already loaded with credit card debt when the festive season begins. ...

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